In my case it'd be useful because I keep my ZGE files on a USB drive (so I can work on my project both at home and other private places) and so far this worked great - but in my experience USB drives are slightly less "permanent" than HDs (easier to get stolen, lost, damaged, used up, "expire" / malfunction, etc), so what I usually do is I also make a backup copy to my HD after each session... And I bet if I ever skip the last step once in 100 times my USB drive will fail the same moment

Edit: just to clarify, I do have and use various online "cloud" backuping services but sometimes I use computers that aren't online, for example I don't have an internet connection at home.